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WHITE PAPER

Support is not Readiness

Our latest white paper explores why Visa’s Commercial Enhanced Data Program (CEDP) is an AR workflow problem, and what B2B finance leaders should do about it. Get the full report.


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Bill360's Visa CEDP White Paper

Most B2B companies are silently failing Visa’s new data standards.

In April 2025, Visa® launched the Commercial Enhanced Data Program, known as CEDP. It was the most consequential change to U.S. commercial card interchange in years, driving a rate increase for most invoice payments made by a Visa commercial card.

This white paper addresses a gap that is broadly misunderstood: the difference between a payment processor that supports CEDP and a merchant that is operationally ready for it.  The merchants who will qualify for the lowest interchange rates are the ones whose AR workflow produces complete, accurate, invoice-level data before a transaction is presented to Visa.

In this white paper you will learn...

80% increases in transactions costs could be seen as compared to rates prior to CEDP
90% of qualifying transactions must pass data-quality checks to attain verified status
$80K in accelerated cash flow 60-90 days after a B2B with average AR balance of $250K implements Bill360