Most B2B companies are silently failing Visa’s new data standards.
In April 2025, Visa® launched the Commercial Enhanced Data Program, known as CEDP. It was the most consequential change to U.S. commercial card interchange in years, driving a rate increase for most invoice payments made by a Visa commercial card.
This white paper addresses a gap that is broadly misunderstood: the difference between a payment processor that supports CEDP and a merchant that is operationally ready for it. The merchants who will qualify for the lowest interchange rates are the ones whose AR workflow produces complete, accurate, invoice-level data before a transaction is presented to Visa.
In this white paper you will learn...
80%
increases in transactions costs could be seen as compared to rates prior to CEDP
90%
of qualifying transactions must pass data-quality checks to attain verified status
$80K
in accelerated cash flow 60-90 days after a B2B with average AR balance of $250K implements Bill360
